Investment without outlay

At the heart of the Philco Way is this philosophy, “If an investment has outlay, it is vulnerable to fail.”

Philco have been involved in investment planning for over a decade and have helped a great many people fulfill their dreams for wealth and a comfortable retirement. Yet until recently the heart of the method didn’t differ too much from what many other property investment advisors were already doing. That is, invest in house A, leverage house A to buy house B, leverage house B to buy house C, upon retirement sell house A to clear debts on houses B and C, live off income from houses B and C.

This simple and effective form of investment worked for many because, on average, housing prices double every ten years. Through its years of work Philco have developed a unique connection to the housing market that has allowed them to find houses for people that were reliable and consistent earners. Philco’s due diligence has meant, for instance, they lost not one single house in the Brisbane floods. Philco’s customers were, by and large, retiring comfortably. Except for one group…

The problem with investment

The problem with these investments was that it cost the investor money. Not much, but enough. It would chip chip chip away at them every time they had to put their hand in their pocket. Rates had to be paid, a new hot water service installed, a gutter fixed, and that would bug them. And when things came to a pinch, say a drop in salary or birth of a child, they would sell the investment, realise their profit and spend the cash.

It’s great that they made a profit on Philco investment but it didn’t help them retire in style. A new pool and a holiday abroad and they were back at square one. This was the problem with Philco financial strategies at that time and it’s the reason we say now, if you have to spend a dollar, one single dollar, on your investment, then the investment doesn’t work.

Wealth without worry

In 2007 the Howard government changed regulations for the superannuation industry. People were now free to invest their superannuation in ways that were previously not available to them. Philco saw an opportunity and set about designing the type of investment that allowed people to grow the wealth of their superannuation in a way that was secure, safe and sure. The Philco Way was born and surety of wealth was now available to people who previously considered themselves unable to invest.

Okay, so what is the Philco Way in a nutshell?

The Philco Way fuses the proven formula of investing in property with the investments now allowed in superannuation. In short, you don’t pay for the property, your super does. In this way, you don’t have to outlay a cent. Even if the hot water services dies. Or the rates need paying. Or the house needs painting. All that has been factored in.

Philco properties are secure. The checklist in our due diligence is second to none. Our connections and friends within the industry help us to opportunities not available to other investors. Our knowledge of property investment spans years of selective and successful investment. We can, with great certainty, get you into an investment that provides the results you require without the burden of outlay.

Your investment will not require you to outlay a dollar $

That is the Philco Way.