How we do things
Philco Financial Strategies.
A Financial Planner – Philco Strategist – The Difference?
Financial Planners need to be licensed and certified to provide services which address equity investment, insurance protection, and other planned financial strategies related to the equities market. They do not have a license to deal with real property.
A Philco Strategist requires an appropriate real estate license to offer their services.
Our role over so many years has been to encourage those who recognized a need to address the age old question, “Will I be able to retire to a lifestyle that will fully fulfill my needs and wants?”
Most people know they need to take pro-active steps if they wish to accomplish those objectives, but lack of time and resources leaves them in limbo.
They may feel they have the know-how and skills to move forward, however other priorities always take up their daily lives, so they need help to make up a strategic plan that can work for them.
We specialize in providing the tools to achieve those goals.
Philco Financial Strategies provide services that include:
- Firstly and foremost, prepare a Strategic Plan. Preparation of lending applications. Resourcing the properties that meet the client’s need. Arranging the introductions to the appropriate lawyers, accountants, insurers and rental agents to complete the assignments. Monitoring the progress of the investment and market
- Preparation of lending applications.
- Resourcing the properties that meet the client’s need.
- Monitoring the progress of the investment and market trends to assist in further inclusion of property asset within the portfolio.
- Annual appraisals of the portfolio.
Proper sound financial planning is essential. We must strive to avoid this outcome:
Age – 21 to 30…
“I can’t save now. I’m young, there’s plenty of time. Wait until I start making a little more…Then I’ll save.”
Age – 30 to 45…
“I can’t save now. I have a growing family and it takes all I make to keep going. As soon as they are a little older I will make a start…Then I’ll save.”
Age – 45 to 60…
“I can’t save now. I know I should, but things are not as good as they used to be and I have also promised to provide a nice wedding for my daughters. It’s not easy for a person of my ageto get a better paying job. Maybe things will improve later. Then I’ll save.”
Age – 65…
I can’t save now. We are living with my son and his family as my pension doesn’t go that far. I wish I had started saving and planning years ago, but I can’t save now. I have no income!
